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Phat was considered a compliment and not an insult in 90s Slang Words. It was an abbreviation of Pretty Hot And Tempting, and applied to something trendy, charming or amazing. As an example, one may tell you, it is a phat outfit, to complement your appearance. The terms were popular among youths in hip-hop world and used to refer to music, clothes and even cars. It is not used much now, but it is one of the most memorable phrases of coolness in the 90s.